How to dispute a medical bill

Before you dispute

Make sure you have an itemized bill, your EOB, and relevant medical records. Identify specifically which charges you believe are incorrect and why.

How to dispute in writing

1. Write a formal letter to the hospital billing department
2. Identify the specific charges you're disputing and why each is incorrect
3. Reference your itemized bill and EOB where relevant
4. Request a written response within 30 days
5. Send certified mail or email with read receipt
6. Keep a copy of everything

If unresolved

Escalate to the hospital's patient advocate or patient services department. You can also file a complaint with your state insurance department for insurance-related disputes.

General information only. Not legal or medical advice.